While the employees were originally issued retirement income security Act (ERISA) have can, deposit the money in the Pension Fund to protect it now protects in the general insurer profits more than employees.  This is reflected above all in employer-funded long term disability insurance.

Almost all of the employer-funded disability insurance plans covered by ERISA.  This law gives you the right to file a complaint with the Federal Court if your Virginia disability claim is denied, but guess what?  The insurance company has still the upper hand.

Courts have insurance companies a special "ACE" show that they can use get which is known as "Reservation discretion."  This special card actually makes it more difficult for you to your page to prove.  For example, you win not your claim against the insurance company if it supports no evidence, the decision of the insurer.  In other types of legal cases, you need to just over 50 percent of the evidence to your favor (known as overweight evidence) have.  Based on ERISA, must have 85 percent of the evidence, so that the insurer with only 15 percent.  What this means for you, as the plaintiff?  It means that you lose your case.

Disability for more information about ERISA claims and your rights, get a copy of my book, robbery without a gun: why your employer long-term disability plan may be a fraud.

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