Here is another case where we see insurance companies who misbehave. Patricia Galvin, was a tax lawyer from Northern California rear ended by a speeder and the to chronic debilitating back pain would lead back, suffered injuries. Any physician of Mrs Galvin has seen that she could not work due to the pain.

The only doctor to say that she could work of Dr. Stephen Jacobson, who claimed that Mrs Galvin pain was subjective UNUM and, that there no objective medical evidence, that the pain on the Plains, which it has been described. UNUM also claimed that the cause of Galvin's but worse incapacity for work not their injuries from the accident of depression (that was created after their injuries by their inability to function) was a hostile working environment.

So, UNUM claims that their incapacity for work caused their hostile working environment. Despite the fact that the hostile working environment work of their attempts despite their disability was also created. A more catch-22 by hand by the insurance company to deny a legitimate claim. This time the Court agreed with the plaintiff but California should, if it is dealing with insurance companies, and it is certainly a generous State not the case, a similar result could be in, that similar circumstances elsewhere.

Read more about the full statement and more on Galvin v. UNUM and ERISA cases here.

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