There are so many careless drivers on the road today. You can see, these people texting and driving, talking on cell phones, food, and care even if she should be attention to the road.  What can be even more troubling that some of these people without car insurance drive recklessly.

People can legally in Virginia with no car insurance, travel, as our State has a strange right where can get them off with numbers a fee of $500 instead of buying insurance coverage.  It's a stupid thing to do, but you would be surprised at the number of people to go this way. This means that there are to pay countless drivers on the road without resources, if they cause serious injury to someone else. If you get in an accident with an irresponsible driver, you better hope that your insurance policy of your damages.

For riders who have car insurance Virginia law requires only a minimum coverage of $25,000 for personal injury or death of a person or $50,000 per collision.  This is not much money, if you are left with lifelong injury the extensive medical treatment and long-term care are needed.

You must have uninsured motorist coverage as part of your policy, and you have a high need to.  Otherwise, if you leave in a car accident in Virginia with a person, which will be decided, not the money to pay for insurance, with a mountain of bills.  And believe me, it happens.

For tips on the purchase of auto insurance, a free copy of my book, auto insurance buy order: the ultimate guide to protect your family from irresponsible driver in Virginia.

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