Because it is not a very common problem, deciding what to do when someone drives a car into your home can be a complicated issue.  For homeowners, your insurance should take care of the property damage, but you may be concerned about your rates.  For renters, the property owner should take care of structural damage, and renter’s insurance should take care of your personal property, but as a Seattle personal injury attorney I know that accidents involving vehicles driving into homes can become very difficult to deal with.  On Tuesday afternoon, a teenage girl with no driver’s license who had run away from home crashed an SUV that did not belong to her, and that she may not have had permission to drive, into the corner of a house in Lynnwood and then ran away, according to King5.com.  It is very fortunate that no one was injured, and the girl was caught and arrested for driving without a license, hit and run, and reckless driving.  This situation appears to be a very complicated one, with many people involved; the girl, her family because she is a minor, the owner of the SUV that was damaged, the owner of the home, and the renter if it is a rental property.  Each of these people has some interest in the case, and sorting out who was legally responsible for what damage may take some time.

I would hope that each person whose property was damaged was adequately insured, so that they will not suffer financial loss, however rate increases may still be a concern.  Each year, there are tens of billions of dollars in property damage related to car accidents in the United States.  Much of this loss is absorbed by insurance companies, but of course they pass that cost on to their customers.

If your home has been damaged by a car being driven into it, you need to speak with a lawyer as soon as possible in order to protect your rights.  Obviously, if anyone is injured in such an accident, the need to understand your legal options becomes even greater.  As a veteran Lynnwood personal injury attorney, I can explain your options so you know where you stand.  I have experience working with insurance companies on behalf of clients, and will work with the system to protect your legal rights and financial well-being.  For more information and a FREE CONSULTATION, contact me at Premier Law Group at (206)285-1743.

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